We are focused to boost the agriculture to reduce the concern for food security and poverty. At the same time, poor people tend to lose their life even in a manageable health problem by unable to reach to the treatment facility due to lack of fund. Therefore, we provide financial services to address these issues.
We provide following two types of financial services at the moment and introduce new services based on the financial need of our members in future.
We provide following types of loan to generate income
Health & treatment loan
We consider health as a crucial factor in income generation. Our members who are poor and vulnerable to cope in a sudden health problem. In such circumstances, a member can get a loan worth NRS 5000.00 at least to start/approach medication to save their life on top of the other loan in a nominal interest (12%).
The poor members are always panic about refund the loan in the case of their death during loan period. Therefore, aarangement of members insurance equivalent to their loan has been done with the National Life Insurance Comapany (NLIC).
There is a provision for members to insuring their livestock, which is purchased with loan. We facilitate to our members to get their livestock insured without hassle in a better insurance company After paying premium of the loan, at present, ninety percent of insured amount will be reimbursed to the member in the case of death of livestock.