Saving

Monthly Compulsory Saving

Each member has to save and deposit NR 100.00 per month. This is a compulsory saving for a fixed period. This fund cannot be utilized before its maturation period as agreed. However, interested will be provided and accumulated in their saving.

Health Fund saving

Each member has to deposit NRS 40.00 per month as compulsory saving. This will allow member to receive maximum of NRS 5000.00 as an emergency loan for treatment purpose even on top of the other existing loan in a low interest rate (16%).

Centre Fund saving

Each member has to contribute NRS 5.00 per month that will be saved in their concerned centre. This fund can be utilized by the centre as per their collective need

Samata Golden saving

This is a special type of recurring saving for future saftly of the members. Poor people are always in pressure when they have to arrange a bulk amount to fulfil their need. Therefore, individual need (children education, toilets, household assets etc.) will be identified and prioritized discussing with individual member and set a required monthly amount for the thirteen years period.

We provide doubles on their saving on completion of 13 years and they can receive 1.5 of their deposit after completing eight years. If they have to withdraw before agreed period they will receive their deposit with interest

 

Optional (Voluntay) Saving

This scheme motivates members to save money in their account instead of keeping at home to avoid unnecessary expenses. They can save any amount any time and withdraw any time as per their need.

 

Secured Future Saving

This scheme motivates members to save money in their account as locked deposit and get refund at the time of leaving group due to any reason.

 

Easy Saving

This scheme is voluntary in nature. They can get extra loan called "easy loan" who have maintain this saving

Latest News Update

AGM 2073 Notice

Dear All shareholders/Promoters


This is to inform you that Third AGM of of Samata Microfinance has been fixed as follows; Therfore, All of the shareholders are requested to confirm your participation.


Date: Saturday, 9 Poush 2073 (24 December 2016)

Time: 11 AM Sharp

Venue: Hotel Ichchha (Tel: 053 520583)

Bajani, Simara, Bara, NEPAL


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