Interest Rate

We have tried to maintain the members burden  in their loan by charging comparatively fair interest rate in existing microfinance market in Nepal. We charge the interest based on the volume of loan. The Smaller the loan amount, lower the interest rate based on the logic that who are not capable of utilizing comparatively bigger loan are the poor in the lowest strata among the poor.

Interest on Loan

Interest on Health & Treatment Loan

We do provide RS 5000.00 on top of the any loan to the members to bear the health related shock (Treatment emergencies, delivery etc.)

SN


Annual Interest Rate on Declining Balance

1

Health and Treatment Loan

16%

2

Easy Loan

18%


Interest on Agriculture Loan

SN

Size of the Loan (NRS)

Annual Interest Rate on Declining Balance

1

Below 15000.00

16%

2

Below 30000.00

17%

3

Below 45000.00

18%

4

Below 60000.00

19%

5

Above 60000.00

20%

 

Interest on Savings

 

SN

Type of Saving

Interest rate per annum

1

Monthly Saving

8%

2

Voluntary Saving

8%

3

Health Saving

8%

4

Centre Fund Saving

9%

5

Samata Golden Saving (Recurring)

9.8%

6

Secured Future Saving

8.5%

7

Easy Saving

7% 

 

Latest News Update

AGM 2073 Notice

Dear All shareholders/Promoters


This is to inform you that Third AGM of of Samata Microfinance has been fixed as follows; Therfore, All of the shareholders are requested to confirm your participation.


Date: Saturday, 9 Poush 2073 (24 December 2016)

Time: 11 AM Sharp

Venue: Hotel Ichchha (Tel: 053 520583)

Bajani, Simara, Bara, NEPAL


Video Gallery