Interest

Interest on Savings

SN Saving type Interest rate %
1 Monthly Saving 8
2 Centre Fund Saving 9
3 Health Fund Saving 8
4 Voluntary Saving 8
5 Samata Golden Saving (Reccuring) 10.25
6 Bhabishya Suraksha Bachat 8
7 Transaction Link Account Saving 5
8 Easy Saving (Sajilo Bachat) 7
9 Business promotion Saving 7

Interest and charges on loans

SN Type of loan Interest Rate (%) # Service Charge % ##  Animal Insurance % **  Member Insurance %
1 Agriculture Loan (Vegetation/animal) 18 2% 2 0.54%
2 Microinterprize loan 18 2% 0.54%
3 Alternative Energy Loan (Solar, Pani ghatta, Biogas etc) 18 2% 0.54%
4 Business Promotion Loan                                                                                        (3 times of Business Pro saving or Max 150000.00 which ever is less) 18 2% 0.54%
5 Health and Treatment Loan                                              (Maximum 15000.00 0n top of existing loan) 18 1.00% 0.54%
6 Easy Loan (Sajilo Karja)                                                         (Maximum 25000.00 0n top of existing loan) 18 2% 0.54%
1% penalty on outstanding balance if paid before half of the maturity period
# subject to change as per the NRB Direction
## subject to change as per the karja suraxan nigam’s  policy
** subject to change as per the NLIC Insurance Company

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